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CHAPTER 7 BANKRUPTCY
Eligible debtors liquidate nonexempt personal property to repay or partially repay creditors. Not all debtors will qualify for Chapter 7 bankruptcy.
CHAPTER 11 BANKRUPTCY
Typically used by businesses, Chapter 11 allows debtors to reorganize difficult debt and devise a plan for repayment without liquidation.
CHAPTER 13 BANKRUPTCY
For debtors with regular income or nonexempt personal property, Chapter 13 bankruptcy involves a 3-5 year repayment plan to repay or partially repay debt.